80,000 Membership Rewards®️ points after they use their new Card to make $6,000 in purchases within the first 6 months of Card Membership. Your friend will be able to choose from all available American Express Personal and Business Card offers. No matter which Card they choose, you could earn a referral bonus.

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APR for Pay Over Time Feature

21.24% to 29.24% variable APR on eligible charges.¤

Benefits:

$200 Hotel Credit

$240 Digital Entertainment Credit

$155 Walmart+ Credit

American Express Global Lounge Collection®

$200 Uber Cash

$200 Airline Fee Credit

$100 Shop Saks with Platinum

$189 with CLEAR® Plus